Users of this Site agree that access to and use of this Site are subject to the below terms and conditions ("Terms and Conditions"). By visiting, using and/or submitting information this Site, you agree to be bound by these Terms and Conditions. These Terms and Conditions apply to you, Medallist®, its affiliates and this Site.

You are advised and encouraged to visit this Site on a regular basis to review our most current Terms and Conditions and review any changes that may have been made. You agree to be bound by our most current Terms and Conditions. Medallist® reserves the right to amend these Terms and Conditions at any time in its sole discretion and without notice.

YOUR RIGHT TO ACCESS AND USE THIS SITE
You are only entitled to access and use this Site for lawful purposes and pursuant to these Terms and Conditions. Your access and use of this Site may be interrupted from time to time for any of several reasons, including, but not limited to, the malfunction of equipment, periodic updating, maintenance or repair activities that Medallist® may undertake from time to time, or other actions that Medallist®, in its sole discretion, may elect to take. Medallist® reserves the right to suspend or discontinue the availability of this Site and/or any portion or feature of this Site at any time in its sole discretion and without prior notice.

PRIVACY POLICY

These Terms and Conditions are a statement of Medallist®'s current policies with regard to how information about you is collected by Medallist® via www.medallist.com.au and used by Medallist® and its affiliates.

The Information We Collect

Central to the success of Medallist® is our commitment to our clients. We honour without reservation our obligation to respect and protect the privacy of the Personal Information (as defined below) of individuals with whom we deal.

"Personal Information" is data and information that specifically identifies or relates to you and which may or may not be publicly available. It includes, but is not limited to, your name, the name of your spouse and names of your children, your postal address, your email address, your telephone number, your demographic information, and financial information related to you and your family. It does not include anonymous aggregate statistics or IP address information.

Whenever it is reasonable and practicable to do so, we only collect information about you directly from you. We only collect Personal Information about you which is reasonably necessary to:

. provide you quality products or services . consider applications and approaches you make to us . maintain your contact details

We generally hold Personal Information relating to:

. the products and services we provide or have provided to you . your contact details

We do not generally collect sensitive information about you unless required by applicable laws or rules. Sensitive information includes information relating to:

. race . political or religious beliefs . sexual preferences . criminal convictions . membership of professional or trade associations or unions . health information

Transfer of Information Overseas

Your information will be sent to Florida USA, where it will be collected by QuikInternet, an American company that provides Internet services to Great White Shark Enterprises (one of the joint venture partners in Medallist®). Your information may also be shared with Great White Shark Enterprises and with third party developers responsible for the various developments referred to on this Site. As these entities reside in the USA, Australian residents should be aware that their information will be held in a jurisdiction where different privacy principles and legislation applies. By providing your information on this Site you consent to having your information treated in this way and being disclosed to the parties referred to above.

How that Information is Used

We only use and disclose Personal Information about you for the purpose for which it was disclosed to us or related purposes which would reasonably be expected without your permission.

For example, we may from time to time use your Personal Information to inform you of investment opportunities or to provide information about products and services which we expect may be of interest to you. However, we do respect your right to ask us not to do this.

We do not sell Personal Information to other organisations to allow them to do this. We may disclose Personal Information to service providers who provide services in connection with our products and services.

Medallist® also reserves the right to share or disclose your Personal Information when it determines, in its sole discretion, that the disclosure of such Personal Information is necessary to identify, contact, or bring legal action against you if you may be: (i) causing intentional or unintentional injury to Medallist® or another party; (ii) interfering with another's rights or property, including Medallist®'s rights or property; and/or (iii) violating any applicable law, rule or regulation, and/or if such disclosure is required by any applicable law, rule or regulation and/or is at the request of authorities in the event of any act of terrorism or instance or local, regional or national emergency.

Keeping Information Accurate and Up to Date

We take all reasonable steps to ensure that all information we hold is as accurate as is possible.

Once you provide Personal Information to Medallist®, you must inform Medallist® of any changes to, or updates of, any Personal Information. You may at any time request a copy of the Personal Information, elect to revoke ("opt-out") the information provided, update that information, or change any selections you have made with regard to Medallist®'s use of that information.

In order to access, update or change selections for use of Personal Information that you provided, please contact Medallist® either at the postal address listed at the end of these Terms and Conditions, or via email at annie.verhoeven@medallist.com.au. In order to opt-out of providing your Personal Information, please contact Medallist® either at the postal address listed at the end of these Terms and Conditions, or via email at annie.verhoeven@medallist.com.au. Medallist® will accordingly furnish you with a copy of your Personal Information, or change its records to remove, update or change selections regarding your Personal Information.

Keeping Information Secure

We use security procedures and the latest technology to protect the information transmitted or submitted by you we hold. Access to and use of Personal Information within Medallist® is appropriately limited to prevent misuse or unlawful disclosure of the information.

If other organisations provide support services, we require them to appropriately safeguard the privacy of the information provided to them. Where the Personal Information we collect is no longer required, we delete the information or permanently de-identify it.

In the unlikely event that an unauthorized third party compromises Medallist®'s security measures, Medallist® is not responsible for any breach of security or occurrences or damages directly or indirectly caused by an unauthorized third party's ability to view, use or disseminate your submissions or transmissions to this Site, or your Personal Information.

How You Can Access Your Information

You can contact us to request access to your Personal Information. In normal circumstances we will give you full access to your Personal Information. However, there may be some legal or administrative reasons to deny access. If access is denied, we will provide you with the reason why.

Dealing with Medallist® Online

When you visit this Site to browse, read or download information, our system will log these movements. These web site logs are not personally identifiable and Medallist® makes no attempt to link them with the individuals who browse this Site.

Cookies
"Cookies" are alphanumeric identifiers in the form of text files that are inserted and stored on your hard drive by your web browser. Cookies track your personal preferences and activities, but in no way contain or refer to any Personal Information. Information collected from users by Medallist®'s cookies includes, but is not limited to: (i) type of web browser used; (ii) IP addresses; (iii) type of computer used; and (iv) home server domain names. Medallist®'s use of cookies allows Medallist® to aggregate certain information about its users. The aggregated information helps Medallist® to serve you better by compiling user preferences and statistical data to improve the offerings and features of www.medallist.com.au. Medallist® may use the aggregated information to, among other things: (i) develop new products and services; (ii) improve website content; (iii) track and report advertising click-throughs; and (iv) customize website layouts. When you visit the same web site again, the server looks for the cookie and structures itself based on the information provided.

Most browsers are initially set up to accept cookies. If you do not want www.medallist.com.au's cookies to be inserted into your hard drive, you can disable your hard drive's ability to accept and receive cookies through your web browser. However, keep in mind that if you disable your hard drive's ability to accept and receive cookies, you may not be able to fully utilize all of the features of this Site.

Changes to our Privacy Policy

Any information we collect from you is subject only to our most current Privacy Policy. You are advised and encouraged to visit this Site on a regular basis to review our most current Privacy Policy, and review any changes that may have been made. Unless you elect to opt-out of our Privacy Policy, you agree to be bound by our most current Privacy Policy, including any changes that have been made since you originally provided Medallist® with information.